Home insurance for tenants at TOAS from LocalTapiola -35 % off
25.05.2026
Why home insurance matters
Home insurance is required for all tenants at TOAS. It provides security in unexpected situations, and we want to make sure our tenants are not left with significant expenses in case of damage.
We’ve started a collaboration with LähiTapiola Pirkanmaa to make student life a little easier – in a more sustainable way and with real savings in mind.
In life, things happen, and even the smallest damage can have a large impact on a student’s finances. This is when home insurance comes in handy. The insurance gives you peace of mind, secures your home if something happens, and covers small as well as large damage to your property and personal belongings. It also helps in situations when you have caused another person damage or if you need to hire legal help.
Home insurance options
The cheapest home insurance is not always the best option. We recommend that you compare the contents of different insurances, and consider which protections are included as well as the deductibles and maximum compensations in case of damage. In this way, you will find the best insurance for you.
LocalTapiola’s premium home insurance covers situations where, for example, you drop your phone on the ground and it breaks, your washing machine breaks and causes water damage or your locked bike is stolen. As an add-on, there is Premium Plus, with a higher level of cover for your household goods. The age deductions for damage to new appliances are more favorable.
The insurance at the basic level suits those who do not need protection in the event of a breakage. It is a more affordable option that protects your home and your property e.g. in the event of a fire, leakage, or theft.
Home insurance includes both liability insurance coverage and legal protection insurance. The liability insurance coverage covers personal and property damage, which you have, for example, caused through negligence to another person or their property. Legal protection insurance, in turn, makes it possible to hire legal assistance in civil or criminal cases.
Get a 35% discount on new home contents insurance for the first year with LocalTapiola Pirkanmaa!
This offer applies to new policies purchased through our online store and covers the first year’s fee. Use code TOAS2026. Read more about the terms on the campaign page.